Aftermarket New Car/Truck Extended Warranty Programs

Discussion in 'Mechanical' started by Silverback, Apr 23, 2019.

  1. tx_shooter

    tx_shooter You ever try to roughie a bear? Staff Member

    Maybe he has a small dog?

    I have been pretty happy with Tx Farm Bureau after changing away from Progressive and Geico.
  2. Silverback

    Silverback I'm not always a dick. Just kidding, fuck off.

    Like small enough to get lost in the house maybe. LOL

    I've had USAA for a LONG time.. as a paying member ;) But man, its a LOT. I might just get some quotes.
    CowboyTaco likes this.
  3. achirdo

    achirdo 2WD FTW

    I think I'm gonna shop around. I'm paying like 6k/yr in auto insurance inbetween my business commerical policies and and personal on the 4r
  4. tex

    tex That's Mr Asshole to you

    6k? You would shit if you saw a quote for an 18 wheeler. 10-15k a year per truck.
  5. tx_shooter

    tx_shooter You ever try to roughie a bear? Staff Member

    Commercial insurance is always more expensive.
    Anathollo likes this.
  6. CowboyTaco

    CowboyTaco Well-Known Member

    Curious to know if you find better rates.
    Taco Loco likes this.
  7. Oswego

    Oswego n00b

    I used to take a vacation day once a year to shop for insurance and I always skipped around from company to company every year to save $$$. Now Ive gotten lazy and I need to do some research sooner than later because my policy expires in June and I have no idea if I'm being fleeced or not.
    Taco Loco likes this.
  8. Silverback

    Silverback I'm not always a dick. Just kidding, fuck off.

    My buddy had a business.. insurance was 16k a year for 3 vehicles.
  9. Taco Loco

    Taco Loco Tired and Lazy, married to ‘The Laundry Fairy’

    Sounds like this more of a Lost Sheep Build Thread material here... but what do I know?

    I wish I could write more like Dr. Seuss...“Unless someone like you cares a whole awful lot, nothing is going to get better. It’s not.” Unfortunately I’m not even close to being a Dr. Seuss, but I have always enjoyed the books and movies. My Lost Sheep will be found here pretty soon, wool storage is full and some may think I might be a fool, but the plan is to stay within our means and keep the pastures green. Eight more years after this school year, Laundry Fairy will have plenty of time keep to the wool clean. “I like nonsense, it wakes up the brain cells. Fantasy is a necessary ingredient in living.” Dr. Seuss.

    Ok back to better rates....I priced out insurance once a year with a few of them and I just recently did this in February.

    I usually scan my current insurance coverages and black out anything with money, and forward them over to the other insurance companies, I like to request Apple to Apple comparison and most usually ask for you and your spouse to complete a form to check your drivers license/record history.

    Germania has been my homeowners Ins for the past 5yrs

    USAA, auto insurance has been the cheapest since we moved from Houston market area, usaa is the only auto insurance which covers up a $100k included in all their policies for medical, from my experience in shopping around no one else does this that I know of.

    Usually home and auto together will get you additional savings, but that’s the case in my scenario, the Tx farm bureau guy in my area is supposed to work up a comparable quote for me for both home and auto, but we got busy with a few deaths in the family and I need to reach out to him again.

    Progressive, RV insurance outside of USAA, local progressive rep and I had a talk, he did say this or suggest...basically cut the middle man (USAA) out and he reduced my bill by another $80 bucks.

    AAFMAA, Term life insurance 30yr on myself and Laundry

    Thrivent Financial, whole life on entire family (5.3% ROI last year) and disability ins only my Laundry Fairy, I’m not eligible for DI, because I’m disabled Veteran already.

    Eastern Insurance, for jewelry, fishing poles and gear. (Most homeowners insurance only cover up $2k to $2,500 on fishing gear)
    Last edited: Apr 25, 2019
    Oswego likes this.
  10. balakay

    balakay She ain't fat, bruh... She just a lil' thick.

    No one could touch Farm Bureau on my auto prices. $90 a month for full coverage on the Civic and liability on the Tacoma. And this is with a DWI on my record. Next closest place I found was Farmers. And they want $238 a month just for the full coverage on the Civic.
    Oswego and Taco Loco like this.
  11. Oswego

    Oswego n00b


    That's half of what I pay for the Subaru and Tacoma with no priors and only 1 driver in my house

    FUNJ :BangHead:
  12. CowboyTaco

    CowboyTaco Well-Known Member

    I was paying about $100/mo for full cover on the Tacoma and the 4Runner together.

    The Tacoma and Odyssey is about the same, but I want you to remember me as the guy with the Tacoma and the 4Runner.
    tx_shooter likes this.
  13. Anathollo

    Anathollo Armorall is my choice of lube Staff Member

    I almost missed that small text lol
    CowboyTaco, Silverback and Taco Loco like this.
  14. CowboyTaco

    CowboyTaco Well-Known Member


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