Lost Sheep, Build Thread.

Oswego

n00b
well simple mistakes can cost, mine was not converting my trade with not adding an hour for Eastern Pacific time zone, I have my own spreadsheets built on stock history to capture price swings/movements.


and that kind of hyper-technical stuff is why maybe I should stay away. If I don't devote 100% to something - it gets 5% and that's no good with finances.
 

Oswego

n00b
Dodge is usually pretty close to forecasting what will become reality. Sadly construction is forecast to go down 4% for 2020.

“The recovery in construction starts that began during 2010 in the aftermath of the Great Recession is coming to an end,” says Richard Branch, chief economist for Dodge Data & Analytics. “Easing economic growth driven by mounting trade tensions and lack of skilled labor will lead to a broad-based, but orderly, pullback in construction starts in 2020. After increasing 3 percent in 2018, construction starts dipped an estimated 1 percent in 2019 and will fall 4 percent in 2020.”

Construction Starts to Decline in 2020, per Dodge Outlook | Glass Magazine
 

Taco Loco

Tired and Lazy, married to ‘The Laundry Fairy’
Keeping up to date on current news does pay...

Last weekend, Iran seized a tanker and the U.S. dropped bombs on 6 Iraq and Syria targets.

Monday morning, during premarket hours, I bought oil stocks and a lot of them.

I’m really hoping that this will double.
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Silverback

Lima Gulf Bravo Foxtrot Juliet Bravo
You spent $300k on oil stocks? Baller!!
 

Taco Loco

Tired and Lazy, married to ‘The Laundry Fairy’

Taco Loco

Tired and Lazy, married to ‘The Laundry Fairy’
Overseas markets are open & oil is up 4.4% :grinning-smiley-048:

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Silverback

Lima Gulf Bravo Foxtrot Juliet Bravo
Mo Money Mo Money Mo Money
 

Oswego

n00b

Taco Loco

Tired and Lazy, married to ‘The Laundry Fairy’

Oswego

n00b
My theory on credit score is in fact flawed. Mine just dropped 10 points and the only thing Ive done in the past month is pay down more debt. Like 10k more debt. Score "should of" gone up. My guess is that one of my "positive" credit experiences/references has expired and no longer counts like a car purchase or my HVAC.

IDK, but I do know the amount of accounts I have open is very small compared to the nat average, but most of them are very long standing accounts of 10+ years. Who knows..... certainly not me

You can’t trust the guberment, eventually taxes will increase and guaranteed to increase in your lifetime.

my recommendation, if you have 10 or more years to retirement and if your income is less than 122k and single, contribute to a Roth outside employer plan and the employer plan especially if any match is given, if >122k pay tax upfront in employer plan and this based on if your in the 24% tax bracket, pay the tax upfront, if single and income is over 162k put it away in a retirement account without paying taxes, estimated 6yrs prior to retirement get with a sound FP&CPA and brokerage firm and preform a conversion but keep it under the next tax bracket income that’s above your current bracket during that year.

Just got my first of a few 401k statements and this year was good for how I have this invested. I'm glad you recommended what I already have in place for them with the Roth so I'm less worried I have it set up wrong lol

Vanguard target 2045 retirement plan got me a yearly rate of return at 23.84% so I'm pretty stoked about that account. Hopefully the rest are similar even though my investments differ from plan to plan.
 

Taco Loco

Tired and Lazy, married to ‘The Laundry Fairy’
My theory on credit score is in fact flawed. Mine just dropped 10 points and the only thing Ive done in the past month is pay down more debt. Like 10k more debt. Score "should of" gone up. My guess is that one of my "positive" credit experiences/references has expired and no longer counts like a car purchase or my HVAC.

IDK, but I do know the amount of accounts I have open is very small compared to the nat average, but most of them are very long standing accounts of 10+ years. Who knows..... certainly not me



Just got my first of a few 401k statements and this year was good for how I have this invested. I'm glad you recommended what I already have in place for them with the Roth so I'm less worried I have it set up wrong lol

Vanguard target 2045 retirement plan got me a yearly rate of return at 23.84% so I'm pretty stoked about that account. Hopefully the rest are similar even though my investments differ from plan to plan.

We all should have invested in the resell of medical masks about 2 weeks ago, lol the prices went up 200-300%


not irrelevant, don’t dissect your sheep here. lol

not an optimistic post, for an individual in their sheep build.
 

TacoXpo

HOAX DENIER

Taco Loco

Tired and Lazy, married to ‘The Laundry Fairy’
I probably should have stayed longer but I took profits at around 80% profit. My brokerage account is at 45% for the lasst 365 days. :)

yeah with MRVLS partnership with Samsung and Nokia, also the 3rd quarter(August) is expected to exceed 700million, a year from now the stock could be pushing $90+ a share.
 

Taco Loco

Tired and Lazy, married to ‘The Laundry Fairy’
We need a money/finance thread...but it fits well here. Separated my land fund and put it into a "high" interest yield savings account. Every month the % gores into the crapper. Started out at 1.8% and now 1.15%. Would of gotten a CD but didn't want to be locked in so I guess I can't complain all that much ~ just always seems like when I have $$ in the banks the economy goes into the crapper. Just glad I have a job and my health, but I'd like my cake and to eat it one day

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My recommendation if your wanting the cash to remain liquid.

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